HUD 108 loan Survey requirements

Ian Easton · Post by **Ian Easton** » Fri Mar 14, 2014 10:36 am

I've been asked to prepare "surveyors maps" for a 'HUD 108 loan.'
Does anyone kow what is required to show on such a map. I looked up the requirements for HUD loans and saw that they wanted ALTA standard but was told not for a "108" loan. I can't seem to find out what I need to show - I'm thinking it's a basic drawing showing the record boundaries outlining the area so someone can look at it and see basically what they're dealing with. I don't think they are interested in bearings, distances, monuments etc, but I could be completley wrong. Anyone have experience with this?

mpallamary · Post by **mpallamary** » Sun Mar 16, 2014 7:31 am

It is possible it is what is done back east and they call those "Mortgage Surveys." We used to do 3 or 4 a day and they were legal there. I don't think they are in California. You prepare a simple plat showing the house on the lot, the driveway, address and entrance and the fences, if any, and in essence you certify there is a house on the lot. Pretty silly given Google.

mpallamary · Post by **mpallamary** » Sun Mar 16, 2014 7:34 am

This is similar to what I mentioned earlier.

mpallamary · Post by **mpallamary** » Sun Mar 16, 2014 7:35 am

more:

http://www.pointtopointsurvey.com/blog/ ... -property/

mpallamary · Post by **mpallamary** » Sun Mar 16, 2014 7:36 am

one more:

http://www.plotplans.com/WhatIsAPlotPlan.aspx

Ian Easton · Post by **Ian Easton** » Mon Mar 17, 2014 8:37 am

Thanks for the help Michael. I'll take a look at what you've provided and see if that's what they ae lookiong for.

Ric7308 · Post by **Ric7308** » Mon Mar 17, 2014 9:46 am

Like Michael, I only encountered these types of "mortgage surveys" outside of California. I cannot speak for whether they are legal in this state or not but by HUD instructions, it appears that it is a permissive use by HUD. Regardless, performing a survey for this purpose or any other would need to adhere to the PLS Act.

Interesting enough, it appears that HUD has adopted ALTA/ACSM 2011 standards into this requirement. Check out the following attachments for much more information:

Ian Easton · Post by **Ian Easton** » Wed Mar 19, 2014 9:30 am

Gentlemen, thanks for the help. It confirms my first thoughts and findings about these having to be at ALTA standards. I will pass the information on to the people requesting the surveys and inform them in regard to ALTA requirements (then there's the RS issue to contend with too).

California Surveyors Forums

HUD 108 loan Survey requirements

HUD 108 loan Survey requirements

see the attached